It’s inexpensive and fun!

Now you can experience a non-threatening, Non-sales environment of classroom instruction, where you can learn from an unbiased licensed Fiduciary about the critical and essential basics for a life-long successful retirement.

Sponsored by National non-profit, Heartland Institute of Financial Education.

Seminole State College of Florida – Altamonte Springs Campus

850 S State Rd 434 Altamonte Springs, FL 32714


Tuesday, July 23, 2019 at 6:00 p.m. (Session 1) and

Tuesday, July 30, 2019 at 6:00 p.m. (Session 2)


Thursday, July 25, 2019 at 6:00 p.m. (Session 1) &

Thursday, August 1, 2019 at 6:00 p.m. (Session 2)

Tuition:  $59

The tuition covers all material, with no additional fees.

Couples may attend for the cost of one tuition.

Sponsored by national non-profit,

Boomers and Retirees this is the course you’ve been demanding!

Master your own finances by learning cost saving methods and smart retirement strategies, reduce frustration, fear, anxiety and confusion about investments, healthcare, taxes, Social Security, your house plus much more!

This is a 2-section class that meets once a week over two consecutive weeks, so you can simply choose Tuesday or a Thursda





























About Your Instructor

Carlos Woodruff, CFP®

Stepping Stone Financial Services, LLC

  • Investment Advisor Representative Series 66 License
  • Life, Health & Variable Annuity License
  • 20+ Years In The Financial Services Industry
  • Certified Financial Planner™
  • Specializing In Taking The Fear And Confusion Out Of Investments, Insurance & Retirement Income Planning


Learn The Following

  • Never run out of money in retirement
  • Increase your monthly income, guaranteed
  • Get rid of the high fees, loads and charges in your investments
  • How to protect your retirement from the Big Market Collapse
  • How to cut your taxes
  • When to take Social Security and how to maximize income
  • How to maximize your returns
  • How to protect yourself from nursing home without buying expensive insurance
  • plus more